About the Study

The 2015 Aflac WorkForces Report was conducted by Research Now on behalf of Aflac.

The Broker Survey was conducted online within the United States between January 20, 2015, and February 10, 2015, among 306 insurance brokers or producers employed at a company with three or more employees. No theoretical sampling error can be calculated; a full methodology is available.

The Employer Survey was conducted online within the United States between January 26, 2015, and February 11, 2015, among 1,977 benefits decision-makers at companies with at least three employees. No estimates of theoretical sampling error can be calculated; a full methodology is available.

The Employee Survey was conducted online within the United States between January 23, 2015, and February 11, 2015, among 5,337 adults ages 18 and older who are employed full or part time at a company with three or more employees and not retired. The first 3,076 interviews were nationally representative and were weighted as needed to match US demographics and to enable year over year trending, while the remaining 2,261 interviews were conducted among the top 20 US DMAs—approximately 100 interviews per DMA. No theoretical sampling error can be calculated; a full methodology is available.

Coverage underwritten by American Family Life Assurance Company of Columbus. Group coverage underwritten by Continental American Insurance Company, which is not licensed to solicit business in Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.
One Day PaySM available for most properly documented, individual claims submitted online through Aflac SmartClaim® by 3 PM ET. Aflac SmartClaim® not available on the following: Short Term Disability (excluding Accident and Sickness Riders), Life, Vision, Dental, Medicare Supplement, Long Term Care/Home Health Care, Aflac Plus Rider and Group policies. Aflac processes most other claims in about four days. Processing time is based on business days after all required documentation needed to render a decision is received & no further validation and / or research is required. Individual Company Statistic, 2015.
© 2015 Aflac Incorporated